Meet Aaron C. Vang
For commitment you can count on, Bell Bank Mortgage makes home financing understandable, easy and convenient. We offer a wide range of financing options, interest rates and terms, giving you the opportunity to find the best loans for your needs. I will work closely with you from start to finish to shop for a loan, apply for your loan online, quickly lock in rates, get a rapid loan application approval and quickly close the loan.
Let me show you how easy it is to buy a home! Work with me for trust, service, education, savings options and a team approach.
First, my philosophy, and the philosophy of Bell Mortgage, is to build relationships based on trust. There are never junk fees of any kind added to the mortgages that we finance. We believe honesty is the best policy.
Second, I believe in providing the best service possible to all my clients, whether this means getting a pre-approval letter to you over a weekend or talking with your realtor after regular business hours. I realize timing is a crucial element in finding the right home and would never let anything stand in the way of one of my clients purchasing their dream home. Service is not just an act I put on, it's an attitude I have.
Third is education. Purchasing a home is one of the most important decisions many people will ever have to make in their lifetime; therefore, I believe it is important to understand the mortgage process and how home financing works. I make the process more of a team effort, rather than just calling you when something goes wrong or after everything has been completed.
My goal in sharing my knowledge of the mortgage industry is not only to educate you, but also to be able to show you the many different options that are available to you. I then help you to choose the option that best fits your needs. The end goal, of course, is to help you save as much money as possible while allowing you to purchase the home you want.
One more unique feature of working with me is that I try to make the process of finding a home as easy as possible for you. I have been working hard-to-build relationships with local realtors so that once I have you pre-approved for a mortgage loan, I can refer you to the realtor I feel would be most compatible for your situation. The realtors I team up with are also honest, loyal individuals who truly care about helping you find the right home.
Our process is smooth and simple from start to finish:
- Talk with me. I will work with you to help you determine your financing options and answer all your questions.
- Apply Online. Complete your mortgage application at your convenience through our online application.
- Work together through final approval. From the time your application is received, I work with you to ensure you move through the process checkpoints to final approval.
- Closing on your loan. Prior to loan closing, I will review the Closing Disclosure, funds needed and documentation to bring to close with you. On closing day the final documents are signed at the title company and you receive the keys to your new home!
Home Financing Calculators
- Should I refinance?
- How much will my fixed rate mortgage payment be?
- How much will my adjustable rate mortgage payments be?
- How much will my payments be for a balloon mortgage?
- Should I rent or buy?
- Which mortgage is better for me?
- How much will I save by increasing my mortgage payment?
- How much mortgage might I qualify for?
- How much home can I afford?
- Should I consolidate my loans?
Aaron was extremely customer-focused in his interactions with my wife and me during our refinancing. He offered constant communication and wanted to make sure that we understood each step of the process. We couldn't be happier with how customer-intimate Aaron was throughout our refinancing process.
I was very happy with the service Aaron provided on my refinance. He is very honest and makes sure that you understand what he is talking about during the loan process. Aaron also gave me many different options for my loan so that I could choose the best plan. I will highly recommend Aaron and Bell Bank Mortgage for anyone who values honesty and great service.
Aaron, it was great working with you. You let us know what you needed by when and were very prompt replying to emails and other questions we had throughout the process. We really appreciated that you were at closing to help us get the PMI issue squared away right away. It is always easier to make the correction before they have it processed into their system. Thanks again for all your help!
Kurt & Peggy
I just wanted to send you a quick note to thank you for everything you have done for us ... I was glad to finally have someone I could trust and who didn't seem to mind all of my questions. You really were a pleasure to work with. Good luck with everything. And if you ever get down here, please let me know. It would be fun to meet you. Take care.
Queens Creek, Ariz.
Aaron, I just want to reiterate how awesome this whole process has been with you. You are VERY good at what you do! In the MANY times we've refinanced or attempted to refinance, it has never been this smooth and easy. I have NEVER seen an appraisal report of my house! No one has ever tried to help fix up my credit. I feel like our entire financial state of well being is FAR better off because we have worked with you. Thank you, thank you, thank you!
Jill & Daniel
South St. Paul, Minn.
I want you to know my wife and I really appreciated everything that you did to help us with refinancing our home mortgage. I contact a number of mortgage companies when we were thinking of refinancing but you easily stood out above the others. The other mortgage consultants got back to me and wanted our business, but you stood out with a much higher level of services and professionalism. You were always willing to answer our questions (and quickly too) and ensuring everything was clear and accurate. Your level of service (as well as everyone else in the is process) was outstanding and the entire process was a seamless from the start of the paperwork to through the closing.
I honestly cannot say enough positive things about how great it was working with you and we will definitely highly recommend you to anyone we know who might be looking for a mortgage or refinancing. Thank you again for being so great to work with and helping make our refinancing as fast and easy as possible.
Glenn & Cathy Anderson
I love my new house. Thanks for all your help to make the closing go smoothly.
Aaron, I want to let you know how much I appreciate your help in walking me through the process and making sure I understood the paperwork. Even with the problems I encountered, you helped to make sure everything was in order so I could close on time. I love my new home, and I appreciate the teamwork that made it possible. Thank you for everything.
Thank you fro making this a totally painless refinance. I very much appreciate it.
I am so impressed with Aaron Vang and Bell Bank Mortgage. The professionalism and caring by your team is OUTSTANDING! I am a customer for life!
Thank you so much for your help and understanding. We both agree that for a young man (in comparison to us) to be that concerned with others is truly rare today.
Lyle & Olive
Sturgeon Lake, Minn.
I just wanted to let you know that it certainly was a pleasure working with you. You were thorough in providing me with the options and information I requested, and you were responsive to my many questions. I want to thank you for stopping by my office to get signatures and pick up documentation. This was a convenience that was unexpected, but very much appreciated! Your professionalism and desire to provide awesome customer service is also appreciated. The closing today went very smooth, and everything was in order. I realize this was a team effort, and Bell Bank Mortgage/USA Title are to be commended. Thank you again for making this home-buying experience a pleasant one! Please let me know if you ever need a reference.
St. Louis Park, Minn.
Thank you very much for the video. Too bad you won't be there tomorrow. I really wanted to thank you in person for all you have done. This is our first house, and you've made difficult things more simple. I have truly learned so much. Thank you for being so patient. I really appreciate that you'd taken time responding to each and every single one of my e-mail. It was great working, not only with you, but your whole crew, everyone was so helpful. I thank you again.
I had not one, but two great experiences working with Aaron. I asked for a LOT of information when researching my mortgage in 2010. Aaron patiently, yet efficiently went through each and every question and concern with me, via email and on the phone (including off-business hours). In the end, the process went very smoothly. A couple minor hiccups were addressed proactively so I was able to close on both my old and new home in the same morning. Everything was ready, just as we discussed, and I got a great rate. What more could you ask for??
Well, when the market conditions changed this year, I again contacted Aaron to see how I could best take advantage of the new lowered rates . He reviewed his best options, but in the end he was incredibly upfront and honest in acknowledging that in my case there was a better option elsewhere. On top of that, he provided me an estimate to ensure my current loan officer would match the absolute lowest rate. Wow! When they say they are here to help, they really mean it! To get the honesty and concern for me as a consumer was incredible! No doubt I will be contacting Aaron whenever we move again.